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Property insurance against debris-flow disasters based on risk assessment and the principal-agent theory
Ding, Mingtao1; Wei, Fangqiang2; Hu, Kaiheng2
Corresponding AuthorDing, Mingtao
2012
Source PublicationNATURAL HAZARDS
ISSN0921-030X
EISSN1573-0840
Volume60Issue:3Pages:801-817
SubtypeArticle
AbstractDongchuan City is highly threatened by debris-flow disasters originating from Shengou gully, a typical debris-flow gully along Xiaojiang River in Yunnan Province (Kang et al. 2004). Shengou gully is studied, and a hazard assessment with numerical simulation is developed using ArcGIS 9.2 software. Debris-flow numerical simulation is an important method for predicting debris-flow inundation regions, zoning debris-flow risks, and helping in the design of debris-flow control works. Meanwhile, vulnerability measurement is essential for hazard and risk research. Based on the self-organized map neural network method, we combine the six vulnerability indicators to create an integrated debris-flow vulnerability map that depicts the vulnerability levels of Dongchuan City in Shengou Basin. Based on the risk assessment (including hazard assessment and vulnerability assessment), we adopt the principal-agent theory and use the risk degree of debris flows as an important index to build the insurance model and analyze the insurance premium of debris-flow disasters in Dongchuan City. This paper discusses the model and mechanism of property insurance in debris-flow risk regions and aims to provide technical support for insurance companies to participate in disaster prevention and reduction.
KeywordDebris Flow Numerical Simulation Self-organized Map (Som) Risk Assessment Property Insurance Dongchuan City
WOS HeadingsScience & Technology ; Physical Sciences
DOI10.1007/s11069-011-9897-2
WOS Subject ExtendedGeology ; Meteorology & Atmospheric Sciences ; Water Resources
Indexed BySCI
WOS KeywordDECISION-MAKING ; MODEL ; MANAGEMENT ; AHP ; VULNERABILITY ; PROBABILITY ; ALLOCATION ; CRITERIA
Language英语
Quartile4区
TOP
WOS SubjectGeosciences, Multidisciplinary ; Meteorology & Atmospheric Sciences ; Water Resources
WOS IDWOS:000299957100002
Funding OrganizationNational Science and Technology Support Program(2008BAK50B04) ; special project of National Science and Technology Basic Work(2008FY110300-06-1)
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Cited Times:7[WOS]   [WOS Record]     [Related Records in WOS]
Document Type期刊论文
Identifierhttp://ir.imde.ac.cn/handle/131551/9902
Collection山地灾害与地表过程重点实验室
Affiliation1.SW Univ Sci & Technol, Sch Environm & Resources, Mainyang 621010, Peoples R China
2.Chinese Acad Sci, Inst Mt Hazards & Environm, Chengdu 610041, Peoples R China
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GB/T 7714
Ding, Mingtao,Wei, Fangqiang,Hu, Kaiheng. Property insurance against debris-flow disasters based on risk assessment and the principal-agent theory[J]. NATURAL HAZARDS,2012,60(3):801-817.
APA Ding, Mingtao,Wei, Fangqiang,&Hu, Kaiheng.(2012).Property insurance against debris-flow disasters based on risk assessment and the principal-agent theory.NATURAL HAZARDS,60(3),801-817.
MLA Ding, Mingtao,et al."Property insurance against debris-flow disasters based on risk assessment and the principal-agent theory".NATURAL HAZARDS 60.3(2012):801-817.
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